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Company formation, business banking, financial licenses and investment accounts, planned in the order each step depends on.

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Industries we serve

Each industry is a route: the company, the license, the accounts and the payments, in the order they depend on each other.

All industries

Selected clients

Brokers, payment companies and technology businesses we have worked with.

Where we work

The countries whose companies, accounts and licenses we arrange. Each opens with what it is known for and the pages that set out its facts.

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The order of a setup

Every regulated business is built from the same four parts, and each reviewer asks for the part before it.

  1. The companyA regulator licenses a company and a bank opens an account for one, so every later step reviews the company: its owners, its directors and its documents.
  2. The licenseA regulated activity is licensed next. The regulator approves the owners, the capital and the policies before the business may take a client.
  3. The accountsThe bank and EMI accounts follow. A bank asks to see the license, or at least the application, before it decides.
  4. The paymentsAn acquirer reviews the license, the account the money settles into and the website, so payments come last.

How we work with you

  • One plan first

    Before anything is filed, you see the countries, the documents and the order of the work, and you decide.

  • One story in every file

    The regulator, the bank and the payment provider see the same owners, plan and figures, so no application contradicts another.

  • After the setup

    Renewals, annual filings and changes of directors or owners stay with us, on the calendar the law sets.

Company formation with a bank account

A new company and its account, in the order they run: the bank reviews a company that exists.

  1. Offshore company formationChoose the registry and form the company, with the bank's file prepared at the same time.
  2. Corporate services providerThe registered office, agent and directors the company needs from its first day.
  3. Offshore business bank accountThe company's operating account, applied for once the certificate is issued.

Frequently asked questions

What does Apexum do?

We are a consultancy. We form companies in 21 jurisdictions, open business bank and EMI accounts, prepare license applications for forex, crypto, online casino, EMI and payment businesses, and open investment accounts for companies. We plan them in the order each depends on and deal with the registries, regulators, banks and providers that decide.

Can you set up the company and its bank account together?

Yes, planned together and done in sequence. The registry forms the company first; the bank then reviews the company, its owners and its business, and decides. We prepare the bank's file while the company is being formed, so it can go in as soon as the certificate is issued. No one can promise a bank's decision.

What is offshore company formation?

Registering a company in a country where it will not trade, usually one that does not tax its foreign income, such as Seychelles, the BVI or the Cayman Islands. It suits holding companies, international trading and the vehicle for an offshore license. A company with EU clients or an EU license is usually better formed onshore.

Which comes first: the company, the license or the bank account?

The company, then the license, then the accounts, then the payments. The regulator reviews the company, the bank asks for the license, and the acquirer asks for both the license and the account. The steps overlap in time, but every application has to tell the same story.

In which countries do you work?

Company registries in 21 jurisdictions and foundation laws in 4; 16 banking centers and 10 EMI jurisdictions for accounts; and, for licenses, 17 forex jurisdictions, 11 for crypto, 6 for online gaming and 9 each for EMI and payment institution licenses. Each country's facts, with their sources, are on its service page and under Where we work.

Do you guarantee a bank account or a license?

No. Banks, EMIs and acquirers decide on accounts, and regulators decide on licenses. We prepare files that answer what each one asks, apply where the criteria fit, and tell you before you apply if a plan falls short of them.

What should I bring to the first consultation?

A description of the business, who owns it, where its clients are, and what you already have: a company, a license, an account. Bring the business plan if there is one. We come back with the countries that fit, the steps and the order of the work.

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Tell us what you need and where. We look at your situation and the options that fit it, then come back to arrange the call.

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